Are your firearms insured? You might be surprised to learn that whether or not they are insured can depend entirely on your home insurance policy.
In some home insurance policies, firearms are considered to be sporting equipment and are therefore mostly covered in the cases of theft, fire, or loss. Even then, after an emergency, you may discover that all of your guns were not covered for their entire replacement value. You may have other concerns about your insurance as well. For example, what if your firearms were stolen out of your car during transport? Would they be covered then, or only when they were in your home?
The “trick” about home insurance policies is that, well, they are “tricky”. Often times, when you ask your insurance provider if your firearms are covered, you are given a blanket “absolutely,” only to find out later that they, in fact, are not. Some insurance companies, especially in Canada, might even be worried about you keeping firearms in your home, in the event that they are improperly stored or could accidently be fired in-home. This is one of the reasons why it is so important to go over the fine print of your policy and make sure that everything you need to know is in there. If you have thousands of dollars worth of firearms stored in your home, it’s also vital that you have a rider on your policy to fully cover them. Don’t forget to always maintain current photos of each firearm, along with their serial numbers!
To top all of this off, many insurance providers require you to have all of your firearms appraised by a professional to determine their condition and value. Now, HERE, we can help you! Even if your firearms were already covered, by having your firearms appraised, you can strengthen your home insurance policy and even enhance your liability protection.
When you appraise your firearms with us, we put them through our proprietary GUNCHECK™ verification process. You don’t just get a brief description of your guns, you get an in-depth analysis of your guns’ appearances, value, functionality, wear and tear, and even get detailed photos of internal views of your guns’ chambers and crowns.
What’s more? We also offer an industry-first CYCLECHECK™, to make sure that all of your semi-automatic weapons are tested and perform without failure. With our appraisal programs, we’ll give you every bit of information that you could ever want about your firearms for insurance, or even firearms sale purposes.
Of course, all of this sounds incredibly complicated (as do most insurance policies). There are so many things to keep track of, making sure that everything is covered in case of emergency, and then there is the nightmare of paperwork if anything actually does happen. There is a simpler way, one that takes all of the hassle out of gun ownership and will keep your firearm collection safe and insured at all times: GTA Guns Safe Storage.
When you make the decision to store your firearms with us in our secure and licensed safe storage facility, everything will be taken care of. Once your guns are moved from your home into our facility, they are insured. Period. You don’t have to worry about them being part of your home insurance policy anymore or be concerned about missing any loopholes or misunderstanding parts of the fine print.
When you entrust your firearm collection to us, they will be moved into your personal Gun Locker where you can access them 24 hours a day. You don’t have to worry about any guns being kept on your property, they will be fully protected from theft, and, in the event of your death, we can accommodate all the needs of your executor. Storing your firearms with GTA Guns simply takes all of the headaches out of gun ownership and insurance. You can rest easy knowing that the full value of your collection is covered, without having to deal with external insurance providers.
If you’d like to learn more about GTA Guns Appraisal Services our our Safe Firearm Storage, you can simply visit our website or contact us about any questions you may have. And be sure to follow us on Facebook and Twitter!